Orcnan pretty much summed it up, someone rules the money or a village by tyranny its easy, kill the bugger and make him go through the perma death system, and if i recall correctly there are some organisations wanting to "hand loans out for services or payment ect ect" I don't mind if you dont add X thing for Y reason after all its your choice as the developers, but it would add a whole new dimension to the RP aspect of the game which has drawn most of us here which also is the same for crosswise whole idea thread