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Comprehensive Banking for Nin Online


Daizo

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Banking on change

Since we have received the housing update, I wanted to make a series of suggestions to better help players, new and old that would also help leadership in villages. To make this suggestion, we need to understand why it's desperately needed and why it's not entirely a suggestion and rather a demand. Please bear with me as this is going to a large thread. 

We are several decades behind the curve on MMOs. A lot of Nin Online was inspired by World of Warcraft, Everquest and so on, yet we've been missing a feature that is key to games like this. That is the banking system.

Simple yet useful

While I understand the importance of the Inventory expansion in the cash shop, with the implementation of furniture, event items, non-cash shop items and more, my inventory is almost always congested. What's interesting is we already have a bank system in the game, but it's only used for premium items. The reason that I think this should be suggested and implemented soon is because we are already creating our own banks in game with alts. There is no excuse to prolong their absence from the game.

Before it could have been argued that people would use the bank to hold faction items in them. However, this already exists in the form of alts. People already pass off their faction items to their personal banks, so there's no way we can (or should) prevent that. If the Expansion Slot is supposed to be a replacement of a bank, the more content we add the less effective it will be. Instead I suggest we add a bank in each village with a limited inventory, then with the expansion slot you would increase your own inventory as well as the inventory in your bank. To simplify things, here's a quick list of things the bank can do.

  • A safe-zone indoor map located in Leaf, Sand, Mist and Takumi (maybe Tanzaku)
  • Hold Ryo up to 99,999,999
  • Hold 40 items
  • Hold up to 80 items with Expansion Slot

Housing and Banking

While this could be its own suggestion, I wanted to add this quickly because I believe it's vital to keeping the player base populated with village events. Right now you can buy houses in villages, some you can even buy without being a member of that village. I want to take that money that gets deleted and instead add it to the kage bank, a bank that only the kage of a village can access. With this money, Kages would be able to provide more events for their players, or be corrupt and use the money for other means. This would also deter players from buying homes in enemy villages as it would benefit that village more than your own. Instead of this bank being based on player name, it can simply just be based on village and rank. This way only Kage can access this bank and Kage can't access the bank of other village's kage.

It's been too long

Banks have been in MMORPGs since 1999. It's a vital part of the game as the items you acquire the further you play into the game need places to be stored. We're not requested a market place where we can buy stock or take out a loan. We're not requesting for anything complex, as stated before it's something that's already in the game. It shouldn't have taken this long to include it in the game, but it has, and the only way to rectify that mistake is to finally add it. Either that or to stop adding items and cosmetics to the game, that is the only viable solution if banking isn't an option for this game.

 

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2 minutes ago, Static said:

Why not just add a storage box in a house to make houses more useful. 

Because you would lose access to that box if you ran out of money and also there isn't enough housing for every player to buy a house if that were the case.

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Rory already confirmed houses will have storages. As for your argument that there isn't enough housing for every player, instanced houses (i.e an appartment building with an NPC that allows you to buy a room) was also confirmed I believe. Meaning, there will be endless/infinite housing available for players by simply using 1 building in each village. Pretty sure he also said that those would be permanent.

So the benefits would be:
Infinite housing done by an appartment building where talking to an NPC (or elevator) would teleport you to your room (instanced house interior).
Permanent housing, meaning you will not lose your storage in there when you stop paying.

As for the houses that have their OWN building like they do currently in the in game housing districts, they have the benefit of being standalone and more unique rather than living in the building where everyone lives and that's why you'd be paying monthly like you are now in comparison to the soon to be coming appartment building. Another benefit should probably be that you can place furniture around the entrance of your house for decoration purposes I suppose while an appartment building owned room would only let you do that INSIDE your room.

Edit: Haven't really heard anything about Guild storages being a thing but Corps should also have a bank available to every member at some point as well as guilds.

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3 minutes ago, Bandit said:

Rory already confirmed houses will have storages. As for your argument that there isn't enough housing for every player, instanced houses (i.e an appartment building with an NPC that allows you to buy a room) was also confirmed I believe. Meaning, there will be endless/infinite housing available for players by simply using 1 building in each village. Pretty sure he also said that those would be permanent.

So the benefits would be:
Infinite housing done by an appartment building where talking to an NPC (or elevator) would teleport you to your room (instanced house interior).
Permanent housing, meaning you will not lose your storage in there when you stop paying.

As for the houses that have their OWN building like they do currently in the in game housing districts, they have the benefit of being standalone and more unique rather than living in the building where everyone lives and that's why you'd be paying monthly like you are now in comparison to the soon to be coming appartment building. Another benefit should probably be that you can place furniture around the entrance of your house for decoration purposes I suppose while an appartment building owned room would only let you do that INSIDE your room.

That genuinely sounds awful, ngl.

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